After a car accident in Houston, the decisions you make in the first 72 hours can significantly affect the value of your claim. This guide walks you through what to do, what to avoid, and how to find the right attorney to represent you.
Step 1: Seek Medical Attention Immediately
Even if you feel fine, seek medical attention within 24 hours of your accident. Many serious injuries — concussions, soft tissue injuries, disc herniations — have delayed symptom onset. Gaps in treatment are one of the most common tactics insurers use to reduce the value of injury claims.
Step 2: Document Everything
Before you leave the scene if possible: photograph all vehicle damage, the accident location, traffic signs, skid marks, and any visible injuries. Get the at-fault driver's insurance information, license plate, and contact information. Get names and phone numbers from witnesses.
Step 3: Report the Accident
Texas law requires you to report accidents involving injury, death, or property damage over $1,000. File a police report even for accidents that seem minor — the police report is a critical piece of evidence in your claim.
Step 4: Contact a Houston Car Accident Lawyer
Before speaking with any insurance adjuster — including your own — contact a car accident attorney. Insurers record and analyze initial statements. Having an attorney manage communications from day one protects your claim.