Insights

Can you sue your insurance company? The answer is a resounding Yes! Insurance companies are not allowed to engage in bad faith practices to deny property damage claims. Texas law provides a litany of actions that are deemed bad faith conduct that you can sue your insurer for. It's important to hi...

Texas law sets deadlines for insurance companies to act after you've filed a property damage insurance claim. The Property Insurance Company Must: Acknowledge that they received your claim within 15 days. Require you to complete a proof of loss form and have it notarized. ...

If it's taking a long time for your insurance claim adjuster to respond to your insurance claim questions, chances are you may be on your way to having your property insurance claim denied. Texas law provides deadlines for when your insurance company must accept or deny your claim. If you haven't...

From the outset, it is important to understand that every case of damage from a hurricane has its unique circumstances that must be assessed individually. Assuming you have an insurance policy, your rights and responsibilities with respect to coverage should be specified in your policy. The follo...

In addition to being paid less than other homeowner counterparts, Black and other minority homeowners routinely receive increased scrutiny for filing a homeowner's insurance claim. Many studies and investigations have revealed there is still much racial bias in the claims adjustment process. Bias...

Most homeowner's insurance policies cover the following: Earthquakes Fires Hailstorm Damage Hurricane & Flooding Pipe Burst & Plumbing Leaks Personal Property Loss Tornadoes Damage Caused by Windstorm Insurance poli...

For many of us, a home or business premises is one of our most valuable assets. Getting your home or business location may have required multiple years of planning and saving. An unexpected fire can quickly destroy a building and the valuable contents within it. In the aftermath, insurance covera...

Even when car accidents occur at low speed, they can result in traumatic injuries and damage. Whiplash alone can leave a person debilitated for numerous weeks, if not longer. Even seemingly minor injuries can develop into serious issues and cost thousands of dollars in medical bills. Whether you ...

Fatal accidents can result in a number of different damages aside from the death of an innocent victim. As a surviving family member, you may have to pay for a funeral costs and may also suffer from loss of income. Aside from these monetary damages, you are also experiencing pain, suffering, and ...

Homeowners insurance protects your home and belongings if they are damaged. Knowing what your policy covers helps you be ready in case you need to file a claim. What does my homeowner's insurance policy cover? Your homeowner's insurance policy has different coverages. In a standard property insur...

The Storms of February 2021 Winter Storm Europa was the first major winter storm to hit Houston in over 50 years. This severe winter storm caused unprecedented levels of destruction to Houston homes and businesses in one night. The Winter Storm of February 2021 was also bad news for millions of p...

Commercial roof damage claims arise from weather events, accidents, and sudden failures like HVAC leaks. It can put a stop to your business and hurt your bottom line. To protect your business, it's important to know some things to look out for when it comes to leaky roof damage issues. Here are a...

As a business owner, you are well aware of the ever-present occurrence of the unexpected. Business income insurance may be a very necessary tool when the unexpected happens. For instance, your business may sustain a sewage backup if the main sewer line in the street backs up. Business owners can ...

Texas laws lay out clear signs of bad faith on the part of insurance companies. If you don't know exactly what constitutes bad faith, this is the blog for you. In Texas, it is illegal for insurance companies to use unfair methods of competition or an unfair or deceptive act or practice in the bus...

Introduction: Insurance is designed to protect policyholders against unexpected losses. Whether it's damage to your home, car, or personal property, insurance companies are there to help you recover. However, sometimes the insurer and the policyholder disagree on the value of the loss. This is wh...

Denied Homeowner Insurance Claims Texas business and homeowner's insurance disputes often arise when an insurance company improperly denies or underpays a claim. If your home or business has been affected by recent weather events such as the 2021 Texas Freeze and you have experienced fraud or dis...

Know your rights and be protected. Call a Property Damage Lawyer to manage your claim and maximize your insurance settlement. Insurance companies are worth billions and are largely funded by their collected monthly premiums. It is commonly known that insurance companies are trying to find ways to...

Work Injuries in Houston, Texas When an individual goes to work daily, they generally do not expect to be hurt or injured while on the job. If you have been seriously hurt or injured on the job in Houston, Texas, it is crucial to consider your legal options and the compensation you may be owed. Y...

If you have recently experienced fire damage to your home or business premises, a skilled fire damage attorney is critical to protecting your rights. The attorneys at the Cedrick D. Forrest Law Firm are willing and able to fight on your behalf. Fire Damage Statistics: Fire damage can happen almos...

Have you filed your insurance claim correctly and faithfully paid your premiums on time, but are now your insurance company has denied you a fair settlement as promised? Do you believe your insurance company denied your claim for invalid, unlawful, or fraudulent reasons? Forrest Law helps those t...

Of all the highway accidents that exist, from car accidents to truck accidents, the worst traffic accidents are those that involve motorcyclists. Even when a motorcyclist is wearing high-quality protective clothing and a decent helmet, the impact of even a low-speed accident can still cause broke...

In Texas, Flash Flood Alley extends through Central and North Texas. You may live in a flood zone and your mortgage lender may require you to maintain flood insurance to protect your home from flood damage. Your homeowner's insurance policy does not include coverage for flood damage. Therefore, y...

How many times have you noticed water-damaged ceiling tiles when you've walked into a building? Did you notice a larger stain when you returned a second or third time? Stained ceiling tiles and walls are signs of a water leak that can cause catastrophic property damage if left unattended. Commerc...

Although premises liability claims must be handled on a case-by-case basis, there are common accidents that may leave an individual eligible for premises liability compensation. Below are some of the common instances of premises liability in Houston, TX and the surrounding areas: include ...

Truck accidents are very common and are usually the result of truck driver negligence, distracted truck drivers, tired drivers, or trucking company negligence. Some of the most common practices linked to truck accidents are: When a truck driver demonstrates negligence by changing lanes wi...