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How Long Will It Take to Get a Settlement After Filing My Property Damage Insurance Claim?

Posted by Cedrick Forrest | Jan 24, 2023 | 0 Comments

Know your rights and be protected. Call a Property Damage Lawyer to manage your claim and maximize your insurance settlement.

Insurance companies are worth billions and are largely funded by their collected monthly premiums. It is commonly known that insurance companies are trying to find ways to get your property insurance claim denied from the moment you dial the claim hotline. The best thing you can do to maximize your property damage insurance settlement is to begin your claim process with a skilled property damage lawyer. Your property damage lawyer will ensure that you have met all of the requirements to have your claim accepted, that repairs are completed timely and that your claim settlement is maximized.

Deadlines for Claims Payments:

You may be pondering the question, “can you sue an insurance company if they're screwing with me?” Texas law permits you to sue the insurance company if it fails to promptly pay your claim. You are entitled to sue your insurance carrier for the amount of your claim plus interest and attorney fees.

Here are the deadlines you should know:

There are times when insurance companies need more time to determine coverage of your claim. They can take up to 45 days but they have to tell you the reason for the delayed payment.

In cases of arson, insurance companies have 30 days to confirm coverage or deny your claim.

If you are filing your claim with Texas Windstorm Insurance Agency they have 60 days to confirm coverage or deny your claim. An accepted claim must be paid within 10 days.

Surplus Lines Insurance Companies have 20 business days to pay once they accept coverage of the claim.

If your insurer is delaying payment of your claim or you have had your property damage claim denied, it is essential that you contact a skilled property damage lawyer to assist with this often-complex process. The attorneys at the Cedrick D. Forrest Law firm are experienced, willing, and ready to advocate on your behalf to ensure that your property is repaired and that your rights are not jeopardized.

About the Author

Cedrick Forrest

Your rights and needs are my top priorities. Bar Admissions Texas Education J.D. - University of Houston Law Center B.A. - University of Houston Major: Political Science and Government


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The Cedrick D. Forrest Law Firm is committed to answering your questions about Property Insurance and Personal Injury law issues in Texas. We offer Free Consultations and we'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.