Water damage is one of the most common and most disputed property insurance claims in Houston. CDF Law helps homeowners and businesses navigate the coverage maze and fight for fair payment.
Sudden Discharge vs. Gradual Leak
Most policies cover sudden and accidental water discharge — like a burst pipe — but exclude gradual leaks. Insurers frequently attempt to characterize sudden losses as gradual to deny coverage. CDF Law challenges these classifications with plumbing expert testimony.
Mold: The Hidden Consequence of Water Damage
Mold remediation after water damage can be as costly as the initial repair. Many policies include separate mold coverage with sublimits. CDF Law reviews your policy's mold provisions and fights for full coverage when mold results from a covered water loss.