What We Handle
Case Types We Fight
Roof & Structural Wind Damage
Missing shingles, uplift damage, ridge cap failure, and structural movement from high winds.
Fencing & Exterior Structures
Downed fences, detached garages, and damaged outbuildings.
Interior Water Intrusion from Wind
When wind creates openings that allow water inside — covered as a wind event, not flood.
Commercial Wind Loss
Warehouses, retail properties, and industrial buildings with significant wind exposure.
Tornado Damage
Total and partial destruction from direct tornado strikes or near-miss wind events.
What You Can Recover
- Full repair or replacement cost for all wind-damaged structures
- Interior damage caused by wind-driven water intrusion
- Statutory interest and attorney's fees for bad faith handling
- Additional living expenses during covered repairs
Recent Recovery
$195,000
Wind Storm Damage — Derecho / Residential Claim
Homeowner's wind damage claim was denied based on a 'pre-existing' argument. CDF Law obtained satellite imagery showing the roof condition before and after the storm, securing a full replacement settlement.
Past results do not guarantee similar outcomes in future cases.
Frequently Asked Questions
Common Questions About Your Case
What wind speed is required for a covered wind claim in Texas? +
Most Texas homeowners policies don't specify a minimum wind speed. Coverage is based on cause of loss (wind), not speed thresholds. CDF Law retains meteorological experts to establish the wind event and document local conditions.
My insurer says the damage was pre-existing — how do I fight that? +
CDF Law counters with inspection reports, prior claims history, satellite imagery, and roofing expert testimony to establish that damage occurred during the specific wind event.
Does my policy have a wind/hail deductible? +
Many Texas policies have a separate, higher deductible for wind and hail losses — often 1-2% of the dwelling's insured value. CDF Law reviews your policy and ensures the deductible is applied correctly.