Texas Statute of Limitations for Personal Injury: What You Must Know
Texas law gives you exactly two years from the date of your injury to file a personal injury lawsuit. Miss that deadline, and you lose your right to sue—forever. Your claim will be barred, insurance companies will refuse settlement discussions, and you'll have no legal recourse. Understanding the statute of limitations and acting before time runs out is critical for every Houston accident victim.
The two-year rule is the general standard, but exceptions exist: if you were a minor when injured, the clock may not start until you turn 18; if you discover your injury later than expected, the "discovery rule" may apply; if you're suing a government entity, shorter notice periods apply. These exceptions are narrow and fact-specific. Don't assume you have more time than you think. When you call CDF Law at (832) 945-1900, we'll immediately assess how much time you have and what deadline applies to your claim.
But here's the crucial point: even if you have two years legally, waiting is dangerous. Evidence disappears—surveillance footage gets deleted, witnesses move away or forget details, accident scenes change. Insurance companies are more aggressive in settlement negotiations early on, when evidence is fresh and liability is clear. We've seen countless Houston accident victims lose negotiating leverage and credibility simply because they waited too long to consult an attorney.
If you've been injured in an accident in Houston, Harris County, or anywhere in Texas, don't wait. Call CDF Law for a free consultation today. Whether it happened last week or months ago, we'll evaluate your claim and ensure your case is filed within the statutory deadline. No fee unless we win.