Lyft accidents in Houston involve unique insurance coverage layers that require an attorney familiar with rideshare platform liability. This guide explains what to expect.
Lyft's Insurance Coverage Structure
Phase 1 (App Off): driver's personal insurance. Phase 2 (App On, No Match): Lyft's contingent liability coverage ($50K/$100K per person/occurrence). Phase 3 (Ride Matched/Active): Lyft's $1M commercial liability policy applies.
What If Your Personal Insurance Pays First?
Your personal auto insurer may initially handle the claim and then seek subrogation from Lyft's insurer. CDF Law coordinates these coverage issues to ensure you're not lost in the shuffle.
CDF Law: Rideshare Accident Expertise
Call (832) 945-1900 for a free consultation about your Houston Lyft accident case.