Hurricane season brings devastating property losses to Houston homeowners and businesses — followed by insurance disputes over coverage, damage extent, and causation. CDF Law handles every stage of your hurricane damage claim.
Wind vs. Flood: The Critical Coverage Question
Standard homeowners policies cover wind damage from hurricanes, but flood damage requires separate federal flood insurance (NFIP) or private flood coverage. When a property suffers both, insurers sometimes misattribute wind damage to flooding to reduce or deny the wind claim. CDF Law challenges these attributions.
Business Interruption Coverage After a Hurricane
Commercial property policies often include business interruption coverage that pays for lost income and continuing expenses during repair. CDF Law fights to enforce this coverage when insurers attempt to limit or deny it.