Uber and Lyft accidents in Houston involve layered insurance coverage and complex liability questions. CDF Law untangles these issues to ensure accident victims receive full compensation.
Rideshare Insurance Coverage Phases
Uber and Lyft coverage depends on the driver's status at the time of the accident: App Off (driver's personal insurance only), App On Waiting (contingent coverage: $50K/$100K BI, $25K PD), Ride Accepted or Active (TNC's $1M liability policy applies). Knowing which phase applies — and which insurer to pursue — requires legal expertise.
Injured as a Passenger, Driver, or Third Party
CDF Law represents injured riders, third-party drivers and pedestrians struck by rideshare vehicles, and even rideshare drivers injured by other motorists. Every position requires a different strategy.