Texas law sets deadlines for insurance companies to act after you’ve filed a property damage insurance claim. The Property Insurance Company Must:
Jan. 24, 2023
How Do Injured Workers Get Compensation in Texas?
Work Injuries in Houston, Texas
When an individual goes to work daily, they generally do not expect to be hurt or injured while on the job.
If you have been seriously hurt or injured on the job in Houston, Texas, it is crucial to consider your legal options and the compensation you may be owed. You may be owed compensation whether your employer is a worker’s compensation subscriber or if your employer is a non-subscriber to worker’s compensation.
Types of Workplace Accidents
Even though some jobs have a higher risk factor than others, work-related accidents can happen anywhere. While some accidents can be treated quickly, some can lead to painful and life-threatening injuries.
Some of the most common workplace accidents we handle at The Cedrick D. Forrest Law Firm include the following:
Slip and falls
Crashes and collisions
Being hit by falling objects
Exposure to loud noises
Exposure to toxic fumes
Injury caused by repetitive motion
Recovering Compensation After Being Hurt or Injured on the Job
If you have been seriously hurt or injured on the job you may be entitled to compensation for medical expenses, lost wages, pain and suffering, and more. It is important to highlight that workers’ compensation benefits are provided if your injury is work-related but not all employers in Texas have workman’s compensation insurance. You may sue your employer in court if your employer does not carry worker’s compensation insurance. In Texas, suing an employer that does not subscribe to worker’s compensation usually allows the injured employee to receive more compensation in the form of damages that are usually not recoverable when filing a worker’s compensation claim.
There are many large and well-known corporations with thousands of workers that do not have worker’s compensation insurance, these companies that are worker’s compensation non-subscribers include:
Delta, American, and other major airlines
Baylor, Scott & White Health System
It’s also important to remember that Texas has a Statute of Limitations that applies to workers’ compensation non-subscriber claims. This means that you must file a claim within a certain amount of time in order to potentially receive compensation. Generally speaking, if an injury occurs or an illness is determined to be work-related, you have 30 days to file a claim with the Texas Department of Insurance Division of Workers’ Compensation but if your employer is a non-subscriber to worker’s compensations you would have 2 years to file a lawsuit after the occurrence of the injury or when the injury first manifested such as in cases where workers have been exposed to harmful chemicals that cause health issues later in life.
Contact a Houston, Texas Work Injury Lawyer
If you or a loved one has been seriously hurt or injured on the job in Texas, it is important to consider your legal options. Contact an experienced workplace injury attorney at The Cedrick D. Forrest Law Firm to review your case and file your claim. You have suffered enough, let us fight for you and recover the compensation you deserve.
Call or visit us today to schedule your FREE consultation.
If it’s taking a long time for your insurance claim adjuster to respond to your insurance claim questions, chances are you may be on your way to having your property insurance claim denied. Texas law provides deadlines for when your insurance company must accept or deny your claim.
From the outset, it is important to understand that every case of damage from a hurricane has its unique circumstances that must be assessed individually. Assuming you have an insurance policy, your rights and responsibilities with respect to coverage should be specified in your policy.