Why Aldine Homes See So Many Disputed Claims
North Houston takes a beating from Texas weather. Aldine and the surrounding communities sit in a low, flood-prone part of Harris County drained by Greens Bayou and Halls Bayou — waterways that have repeatedly overflowed during major storms, most devastatingly during Hurricane Harvey. Add the region's frequent spring hailstorms, straight-line wind events, and Gulf hurricanes, and it's no surprise that Aldine homeowners file property claims year after year.
The housing stock makes disputes worse. Much of Aldine's housing is older, and insurers routinely use a home's age to argue that legitimate storm damage is really "wear and tear," "pre-existing," or "maintenance" — none of which they have to pay for. They send out estimates that come in suspiciously close to, or below, the deductible. They request the same documents over and over to wear policyholders down. These are not accidents; they are strategies.
You don't have to accept them. The Texas Insurance Code gives policyholders real leverage: the appraisal process to resolve disputes over the amount of loss, and Chapters 541 and 542, which let homeowners recover additional damages and attorney fees when an insurer denies, underpays, or delays a valid claim in bad faith. CDF Law uses these tools every day on behalf of North Houston families.
If your Aldine property claim was denied, underpaid, or delayed, call CDF Law at (832) 945-1900 for a free claim review. We serve Aldine and all of North Houston, and we work on contingency — no fee unless we win.